Disclaimer
Important Notice
The tools, calculators, and information provided on debttools.ca are for general informational and educational purposes only. They do not constitute financial, mortgage, legal, or tax advice.
1. Not Professional Advice
The AI Debt Analyzer, calculator results, recommendations, and any other information provided through this website are estimates and general information only. They are not a substitute for professional financial advice from a licensed mortgage broker, financial planner, accountant, or legal professional.
2. Brokerage Disclosure
This website and its associated pages (Family Finance Canada, Equity Unlocked, BC Money Moves) are operated under the brokerage licence of Blue Pearl Mortgage Group Inc.
Mortgage brokering services are provided by licensed mortgage professionals operating under Blue Pearl Mortgage Group Inc. Individual broker licensing and regulatory compliance is maintained through applicable provincial regulators including BCFSA (British Columbia Financial Services Authority).
3. No Guarantee of Results
Interest rates, savings estimates, consolidation scenarios, and all other figures shown by our tools are illustrative only. Actual rates, terms, and savings depend on your specific financial situation, creditworthiness, property value, lender requirements, and market conditions at the time of application. We make no guarantee that you will qualify for any particular rate or loan product.
4. Third-Party Services
When you submit your information through our forms, you may be connected with licensed mortgage professionals. These professionals operate under Blue Pearl Mortgage Group Inc.'s brokerage licence. Any mortgage or lending product offered is subject to the lender's own terms, conditions, and approval criteria.
5. Use at Your Own Risk
You use this website and its tools at your own risk. Blue Pearl Mortgage Group Inc. expressly disclaims all warranties, express or implied, regarding the accuracy, reliability, or completeness of any information provided. We are not liable for any decisions you make based on information obtained through this website.
6. Contact
Blue Pearl Mortgage Group Inc.
Email: info@debttools.ca
Website: debttools.ca