About DebtTools.ca
Free, data-driven tools helping Canadian homeowners make smarter financial decisions.
Our Mission
Every Canadian homeowner deserves access to clear, honest information about their financial options — before they talk to anyone. We provide the tools to see your numbers, understand your options, and make informed decisions.
Built on Real Data
Our tools are powered by data from 276+ funded debt consolidation cases across Canada. This isn't theoretical — it's what actually happened for real homeowners.
Blue Pearl Mortgage Group
Blue Pearl Mortgage Group Inc.
All mortgage services referenced on DebtTools.ca are provided under the brokerage licence of Blue Pearl Mortgage Group Inc. DebtTools.ca is a marketing and educational platform; it is not a separate licensed entity.
Provincial Licences
What Our Clients Say
“Blue Pearl helped us consolidate over $80K in credit card debt. The process was smooth and our monthly payments dropped by $1,200. Highly recommend.”
“We were stressed about our debt for years. Blue Pearl found us a great rate and walked us through every step. Wish we had done this sooner.”
“Professional team that actually listens. They found a solution when our bank said no. Our credit score has already improved since consolidating.”
“From first call to funding in 3 weeks. They shopped multiple lenders and got us a rate we never expected with our credit score. Life-changing.”
Contact
Questions about our tools or content? info@debttools.ca
Explore Our Free Tools
See what debt consolidation could look like for your situation.